{
"dealerNumber": "DLR-001",
"rateId": 456,
"dateEffective": "2026-01-01",
"inServiceDate": "2026-01-01",
"purchasePrice": 2499.99,
"termMonths": 36,
"termMiles": 36000,
"deductibleCode": "DED-100",
"surchargeCodes": [
"SUR-01"
],
"customer": {
"name": "John Doe",
"firstName": "John",
"lastName": "Doe",
"businessName": "Doe Enterprises",
"emailAddress": "john.doe@example.com",
"phoneNumber": "(555) 123-4567",
"physicalAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
},
"billingAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
}
},
"coBuyer": {
"name": "John Doe",
"firstName": "John",
"lastName": "Doe",
"businessName": "Doe Enterprises",
"emailAddress": "john.doe@example.com",
"phoneNumber": "(555) 123-4567",
"physicalAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
},
"billingAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
}
},
"seller": {
"name": "John Doe",
"firstName": "John",
"lastName": "Doe",
"businessName": "Doe Enterprises",
"emailAddress": "john.doe@example.com",
"phoneNumber": "(555) 123-4567",
"physicalAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
},
"billingAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
}
},
"lienHolder": {
"name": "John Doe",
"firstName": "John",
"lastName": "Doe",
"businessName": "Doe Enterprises",
"emailAddress": "john.doe@example.com",
"phoneNumber": "(555) 123-4567",
"physicalAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
},
"billingAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
}
},
"coveredItems": {
"vin": "1HGBH41JXMN109186",
"year": 2024,
"make": "Honda",
"model": "Accord",
"series": "EX-L",
"trim": "V6 Sedan",
"bodyStyle": "Sedan",
"fuelType": "Gasoline",
"fuelDelivery": "Direct Injection",
"segmentation": "Midsize",
"assetType": "Automobile",
"countryOfOrigin": "USA"
},
"finalize": false,
"externalUser": "ext_user_123",
"rewardNumber": "RWD-123456"
}
