{
"identifier": "123e4567-e89b-12d3-a456-426614174000",
"id": 12345,
"number": "CNT-2026-001234",
"contractStatus": "Active",
"uriReference": "/api/contracts/12345",
"dealerNumber": "DLR-001",
"dealerPayeeNumber": "PAY-001",
"dealerPayeeMyOrgId": "987e6543-e21b-43d2-b654-321987654321",
"sellerCost": 1999.99,
"primaryDeductibleAmount": 100,
"secondaryDeductibleAmount": 50,
"deductibleCode": "DED-100",
"externalUser": "ext_user_123",
"financedAmount": 2500,
"financedLength": 36,
"financeType": "Cash",
"msrp": 35000,
"dealerCost": 32000,
"vehiclePurchasePrice": 33500,
"coveredItemSuggestedRetailPrice": 35000,
"usageAtPurchase": 15000.5,
"purchasePrice": 2499.99,
"purchaseType": "New",
"vehiclePurchaseType": "Retail",
"vehiclePurchaseDate": "2026-01-01",
"dateEffective": "2026-01-01",
"expirationDate": "2029-01-01",
"enteredDate": "2026-01-13T15:30:00Z",
"enteredDateWithMs": "2026-01-13T15:30:00.123Z",
"expirationMiles": 100000,
"rateId": 456,
"termMonths": 36,
"termMiles": 36000,
"inServiceDate": "2026-01-01",
"rewardNumber": "RWD-123456",
"surchargeCodes": [
"SUR-01",
"SUR-02"
],
"customer": {
"name": "John Doe",
"firstName": "John",
"lastName": "Doe",
"businessName": "Doe Enterprises",
"emailAddress": "john.doe@example.com",
"phoneNumber": "(555) 123-4567",
"physicalAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
},
"billingAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
}
},
"coBuyer": {
"name": "John Doe",
"firstName": "John",
"lastName": "Doe",
"businessName": "Doe Enterprises",
"emailAddress": "john.doe@example.com",
"phoneNumber": "(555) 123-4567",
"physicalAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
},
"billingAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
}
},
"seller": {
"name": "John Doe",
"firstName": "John",
"lastName": "Doe",
"businessName": "Doe Enterprises",
"emailAddress": "john.doe@example.com",
"phoneNumber": "(555) 123-4567",
"physicalAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
},
"billingAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
}
},
"lienHolder": {
"name": "John Doe",
"firstName": "John",
"lastName": "Doe",
"businessName": "Doe Enterprises",
"emailAddress": "john.doe@example.com",
"phoneNumber": "(555) 123-4567",
"physicalAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
},
"billingAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 4B",
"city": "Springfield",
"state": "IL",
"postalCode": "62701",
"country": "US",
"phone": "(555) 123-4567",
"addressType": "Physical",
"region": "Midwest"
}
},
"customFields": [
{
"fieldId": 1,
"fieldName": "ReferralSource",
"fieldValue": "Online Advertisement",
"fieldType": "String"
}
],
"coveredItems": {
"vin": "1HGBH41JXMN109186",
"year": 2024,
"make": "Honda",
"model": "Accord",
"series": "EX-L",
"trim": "V6 Sedan",
"bodyStyle": "Sedan",
"fuelType": "Gasoline",
"fuelDelivery": "Direct Injection",
"segmentation": "Midsize",
"assetType": "Automobile",
"countryOfOrigin": "USA"
},
"holds": [
{
"holdId": 789,
"contractId": 12345,
"holdType": "Suspend",
"reason": "Pending verification",
"holdDate": "2026-01-13T15:30:00Z",
"resolves": [
{
"resolveId": 456,
"holdId": 789,
"resolveDate": "2026-01-14T10:00:00Z",
"resolvedBy": "admin@sefi.example.com",
"notes": "Verification completed successfully"
}
]
}
],
"program": {
"programId": 100,
"programName": "Premium Protection Plan",
"programCode": "PPP-001"
},
"product": {
"productId": 200,
"productName": "Extended Warranty - Comprehensive",
"productCode": "EW-COMP",
"productType": "Extended Warranty"
},
"plan": {
"planId": 300,
"planName": "Gold Plan - 36/36",
"planCode": "GOLD-36-36"
},
"productType": "Extended Warranty",
"hasClaims": false,
"hasCashTransactions": true,
"pdfs": [
{
"pdfId": 999,
"fileName": "contract_12345.pdf",
"documentType": "Contract",
"createdDate": "2026-01-13T15:30:00Z",
"fileSize": 524288
}
],
"adminCompany": {
"adminCompanyId": 1,
"companyName": "Stone Eagle Financial",
"companyCode": "SEF"
},
"cancelDate": "2027-06-15",
"pendingCancel": false,
"finalize": false
}
